plan for Black Friday

How to Plan for Black Friday and Cyber Monday Shopping in 2020

Black Friday and Cyber Monday sales drive us crazy but do we need to stress? Here is how to plan for Black Friday and some tips.

Sales, sales and more sales…finding a parking space will be difficult. I usually take advantage of Black Friday sales to go shopping in my favorite stores. 

How to plan for Black Friday shopping

I take my printable checklist, a list of every Christmas gift I would like to buy with an established budget. (Look for it at the end of this article)

Maxing up our credit cards is not ideal. If we overspend, we feel guilty, guilty of spending on things we did not need. Remember that buying on impulse can take us to overspend on something that could take us months or even years to pay. 

Here some tips on how to prepare and plan for de Black Friday and Cyber Monday:

Tip # 1: Let’s buy what we need on Black Friday 

On Black Friday, we want to be responsible and buy what we need and what is on the shopping list. Tennis shoes for my daughter because she outgrew the ones she had, snow boots for the year, jeans for my teenage son, and Christmas gifts. These are examples of what I need to buy this year. I will go into the stores to look for these items and look away for any other items, not on my list. (This would be hard, urgh!) Make a list, set a budget, and be ready for the day. At the end of this article, you will find my FREE checklist that you can print at home to prepare to go shopping on Black Friday.

Tip #2: On Black Friday, search for store hours in advanced and NEW 2020 measures

Before Black Friday, look for store hours, new 2020 measures in place due to COVID-19, look for curbside pick-up availability, and local delivery options. Check out what is the best time to go. I am all in when it comes to supporting your local stores. Call them to check if you don’t find information online. This is a particular time to help them, and going an extra step further will provide you with the information.

Tip # 3: You have a debt to pay, or you do not need more things, DO NOT shop on a Black Friday

If you already are dealing with paying a lot of debt and you think Black Friday is just a temptation, then it is better not to check at the sales that are going on. Don’t go to the mall that day, go to a park, eat out with your family, but don’t put yourself into the temptation to spend more. If you don’t need anything, don’t go. There is no need to go shopping.

Tip # 4: End-of-year Bonuses 

If you receive an end-of-year bonus and have debt, apply the money to get out of it as soon as possible. Pay your car, student loan, mortgage. Don’t acquire more debt by shopping on Black Friday. Not everybody receives bonuses; some people work by the hour or per contract. So, if you are one of the lucky ones, don’t spend it quickly. Save it or invest it. 

Tip # 5: Skip Black Friday and Save

Do you have an emergency fund already established? The advice is to save five to six months of income to cover any emergency. That means if you are in a couple and both work, and you need both payments to cover expenses, you need to save six times that amount to have an emergency fund. If you do not have it, start saving. Living month to month is no fun. This fund will help you with any unforeseen event—unemployment, death of a loved one, sickness, etc. Having to deal with an emergency without savings means going into debt. 

Black Friday should be taken advantage of only if you have planned where to shop, prices to pay, and if you have the money to spend.  

Tip # 6: Cyber Monday or Black Friday?

Don’t want to deal with Black Friday, then take advantage of Cyber Monday. Cyber Monday is the next Monday after Thanksgiving and Black Friday. Stores with online shopping take advantage of selling online as they did with Black Friday. Just check prices before the day. There have been stores that increased their prices that day, or they leave the regular price. Do your homework and check out the everyday prices at least a week before. 

Print your checklist. Plan your shopping and budget, be prepared to shop Cyber Monday sales. Find at the end my FREE printable for you to print at home. Look for it with the name: Black Friday Shopping List.

Cyber Monday Black Friday

I hope you plan and prepare for this 2020 Black Friday. Stay within spending and shopping budget. Just remember, the end-of-year expenditures should not be dragged away to the next year.

Sending you an e-hug!

Lou Mama Multitasking

I really liked these tips from “But first, Coffee”, check them out.

 

Other articles from Mama Multitasking:

2 easy steps to be well organized

12 ways to save money on groceries

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How to Plan for Black Friday and Cyber Monday

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The New Back to School List You Need in 2020

We all know this back to school season is different from others. This school year is new for our kids and us. Some countries have already gone back to school; some haven’t even finished the school year.

pencils back to school

In this post, I will tell you the things you need when it comes to the new back to school season:

1. Masks

Buy at least three to five masks per child.  Here are some disposables ones, but if you use the reusable kind, you’ll need to wash them after each use.  I think it is important to send your kid to school with one mask on and another face cover or mask in their backpack if they misplace it.

 

2. Hand Sanitizer

I don’t know about you, but I have seen hundreds of new hand sanitizer brands on the market right now; some liquid, some in gel form.  I have purchased some with a strong smell. Argh!  I could not find the Purell brand I used to buy in the dollar store; not anymore, but after a few searches, I was able to find in on Amazon.  I like that their formula is not sticky.  I love this 1 oz bottles for your kids to carry inside your backpack when they go back to school.

 

3. Instructions on how to wash your hands

Before sending your kids back to school, if you haven’t already shown them a video on washing your hands, I would practice at home a few days before they go back to school.  I love this video because it is relatively simple.

 

4. Buying for Girls

 Back to school shopping list for little girls might include backpacks, lunch boxes, and hair items like fun ponytails and hairpins.  Oh, how I miss these days! When everything I bought for her, she was excited! We loved unicorns and rainbows.  

 

 

 

 

Now, my daughter is still a tween, so somethings still excite her about mom, but then I realize the teenage years are coming.  

So, if you have a teenager, you may want to include some of these products in your back to school list.

Teenager Girl back to school list:

a. A cool makeup bag 

A makeup bag like this lets them put away their toiletries (pads or tampons), lip balm, or eyeliner in a cool holographic makeup bag.  I love this one is waterproof, in case they spill their drinks.

b. Small hairbrush

I love the Wet detangler hairbrush! I have bought many over the years, and I currently own two small and one regular size.

c. Lip balm

I love these lip balm tubes from Burt Bees! The smell is so nice. I simply cannot use another brand, love them! Have I said the word “love” a little too much? 🙂

5. Buying for Boys

a. Back to School Backpacks

Backpacks range in design and forms, but I like the one from Marvel! They have all characters cramped together!  All kids fans of Marvel would love this one:

 

Need a backpack for a teenager? even for college? I like this one because is water-resistant, has a USB port, and holds a 15.6-inch laptop!

 

b. Water bottles

Boys drink a lot of water! (Girls do too..) But, I like this one for them due to the design. This 20 oz bottle water is stainless steel and insulated. They definitely need to be hydrated this back to school!

6. Print at Home Poster

They return from school on their first day, and you say: please wash your hands! What about hanging one poster on your fridge, or even near your entry door?  This poster would be a kind reminder for them to wash their hands when they come back from school.  You just need to point out to it, no need to be nagging!

wash your hands poster

At the end of this article, you will find where you can download and print it and access ALL my freebies!!

I hope this list is useful to you!  Let me know what works for you in this new back to school era.

An e-hug,

Lou Mama Multitasking

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Ideas for a stress-free back to school day 

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